disaster declaration

Flooding is Kentucky’s most frequent and costly natural disaster. Yet, only about 1% of the state’s property owners have flood insurance. As Kentuckians begin cleaning up and rebuilding from April’s deadly floods, many of them say the cost of flood insurance is out of reach as experts say major flood events are becoming more common.

FEMA has denied assistance to eight Kentucky counties affected by flooding in February. Gov. Andy Beshear says he's planning to appeal the decision.

The excessive heat and drought in Kentucky this summer have drawn natural disaster area designations for seven counties. Surrounding counties are also…